.phc-card {
    position: relative;
    overflow: hidden;
    padding: 40px;
    border-radius: 20px;
    border: 1px solid #eaeaea;
    transition: all 0.4s ease;
    display: flex;
    flex-direction: column;
    z-index: 1;
}
.phc-bg-image {
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background-size: cover;
    background-position: center;
    opacity: 0;
    z-index: -2;
    transition: transform 0.6s ease, opacity 0.4s ease;
    transform: scale(1);
}
.phc-overlay {
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    opacity: 0;
    z-index: -1;
    transition: opacity 0.4s ease;
}
.phc-card:hover .phc-bg-image {
    opacity: 1;
    transform: scale(1.05);
}
.phc-card:hover .phc-overlay {
    opacity: 1;
}
.phc-content {
    display: flex;
    flex-direction: column;
    height: 100%;
    position: relative;
    z-index: 2;
}
.phc-icon {
    width: 50px; height: 50px;
    background: #fff;
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 24px;
    box-shadow: 0 4px 10px rgba(0,0,0,0.05);
    transition: all 0.4s ease;
}
.phc-card:hover .phc-icon {
    background: transparent;
    box-shadow: none;
    color: #fff;
}
.phc-title {
    margin: 0 0 12px 0;
    font-size: 24px;
    font-weight: 600;
    color: #333;
    transition: color 0.4s ease;
}
.phc-card:hover .phc-title {
    color: #fff;
}
.phc-desc {
    margin: 0;
    color: #666;
    line-height: 1.6;
    transition: color 0.4s ease;
    flex-grow: 1;
}
.phc-card:hover .phc-desc {
    color: rgba(255,255,255,0.8);
}
.phc-divider {
    height: 1px;
    background: #eaeaea;
    margin: 24px 0;
    transition: background 0.4s ease;
}
.phc-card:hover .phc-divider {
    background: rgba(255,255,255,0.2);
}
.phc-footer {
    display: flex;
    justify-content: flex-end;
}
.phc-button {
    text-decoration: none;
    color: #333;
    font-weight: 500;
    transition: all 0.3s ease;
    display: inline-block;
}
.phc-card:hover .phc-button {
    color: #fff;
}
.phc-button:hover {
    transform: translateX(5px);
}